Resources & Independent Support
When facing financial difficulty or the possibility of repossession, it is important to understand all available options before making any decisions.
This page provides general information and links to independent organisations that may be able to offer guidance. The inclusion of these resources does not imply endorsement and is provided for informational purposes only.
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LIONSMEAD strongly encourages all visitors to seek independent legal and financial advice before entering into any property transaction.
If You Are Experiencing Mortgage Arrears or Repossession Risk
Mortgage arrears and repossession are legal processes that can have significant and long-lasting financial consequences, including potential impacts on credit records.
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Before considering any property sale, you may wish to seek guidance from independent organisations such as:
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Citizens Advice – general guidance on housing, debt, and legal rights
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StepChange Debt Charity – confidential debt advice and support
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National Debtline – information on mortgage arrears and lender engagement
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MoneyHelper – government-backed guidance on financial decision-making
These organisations may be able to help you understand:
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your legal rights and obligations
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lender processes and alternatives to repossession
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the potential implications of different courses of action
Independent Legal and Financial Advice
LIONSMEAD does not provide legal, financial, or debt advice.
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You should consider seeking independent advice from:
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a solicitor regulated by the Solicitors Regulation Authority (SRA)
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a regulated financial adviser authorised by the Financial Conduct Authority (FCA)
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your existing mortgage lender or their specialist arrears team
Independent advice helps ensure that any decision you make is informed, appropriate to your circumstances, and made without undue influence.
Our Role
LIONSMEAD is a property solutions firm.
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Where appropriate, we may offer a direct property purchase as one possible option. This is not advice and does not replace independent professional guidance.
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Not all properties or situations are suitable for our services, and we reserve the right not to proceed in any case.
Sale and Rent Back
LIONSMEAD does not offer sale and rent back arrangements and is not authorised by the Financial Conduct Authority (FCA) to provide such services and does not operate in this regulated area.
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If remaining in a property after sale is a requirement, you should seek advice from an FCA-authorised firm that is permitted to provide regulated sale and rent back products.